Arizona Senior Law Blog

New 2012 ALTCS Numbers

The ALTCS financial requirements are quite complex and it is not uncommon for applicants to struggle with this portion of the eligibility process. Many applicants reach out to professionals, like the JacksonWhite Elder Law Department to help them arrange their financial affairs. Every 6 months the ALTCS financial requirements are evaluated. Effective January 1, 2012, there have been a few changes to note. ALTCS Financial Requirements*: Monthly Income Limit for an Individual $2,094 Resource Limit for an Individual $2,000 Maximum Community Spouse Resource Allowance $113,640 Minimum Community Spouse Resource Allowance $22,728 Maximum Monthly Maintenance Needs Allowance $2,841 Minimum Monthly Maintenance

Coordinating ALTCS and VA Income

When applying for ALTCS, the state mandates that an applicant must apply for any benefit they may be entitled to, in order to ensure that ALTCS is always payor of last resort. This means veterans or widowed spouses of veterans, are told they must also apply for VA benefits when they go through the ALTCS application process. Oftentimes, three to four months after eligibility for ALTCS occurs, recipients start receiving new income from newly acquired VA Wartime Pension and/or Aid & Attendance. If an ALTCS recipient is awarded Wartime Pension, plus Aid & Attendance, and as a result is over

True or False: AHCCCS No Longer Covers Medicare Part B Premiums

Update on Medicare Part B Premiums You may have heard that as of October 1, 2011, AHCCCS will no longer cover Medicare Part B Premiums for certain ALTCS members. Once this goes into effect, approximately 10,000 ALTCS members will be affected. It is important to anticipate the fact that these members will receive a notice at the end of September advising them that AHCCCS will no longer pay for their Medicare Part B premiums. As you can see, this notification letter will raise some questions and concerns for your patients and/or residents. If the recipient is eligible for another AHCCCS

Right to the Point is a monthly update for Arizona healthcare professionals. To receive it via email, please send your email address to Shanna Kesler at skesler@jacksonwhitelaw.com The Elder Law Department at JacksonWhite is committed to making sure you stay on top of the latest information regarding ALTCS. This month’s Right to the Point focus is on the recently announced contractual changes to the ALTCS managed care companies/program contractors and what health care providers can do to ensure a smooth transition time.   Changes to the ALTCS Program Contractors and How They Affect Health Care Providers Last month, AHCCCS awarded

Senior News – May 2011

May 2011, Volume 14, Number 2 To sign-up to receive Senior News via email, visit our resources page. How to Help With an ALTCS Denial Chances are pretty good that you have at least one resident, client, or patient that has recently received an ALTCS denial. After all, given that the denial rate for the ALTCS benefit hovers right around 70 percent, applicants actually stand a greater chance of denial than they do of approval, particularly if they did nothing to prepare themselves for the ALTCS application. Nevertheless, even individuals who have been denied ALTCS have options, and as a

The New York Times recently ran a story that sheds some encouraging light on the early diagnosis and detection of Alzheimer’s disease.  As of today, the official position of both the National Institute on Aging and the Alzheimer’s Association is that Alzheimer’s disease can be divided into three distinct phases.  The final stage is marked by the development of dementia.  The middle stage is marked by the emergence of mild problems that do not interfere with daily functions.  And the earliest stage, the stage that was most recently discovered, has no noticeable symptoms, but it is marked by preliminary changes

And the winner is…

Thank you to all those who entered our giveaway in honor of social work month! We had a number of great responses and comments on how social workers make a difference in people’s lives everyday. The comments were truly inspiring. The winning comment chosen randomly from the pool of entries was from… Chelle who said, “I too am biased as a Social Worker. Social Workers have chosen to be in this profession and schooled to learn systems and human psychology. We are able to assist our clients to navigate many complicated personal, socitial, legal systems. All this done with the

Annuity fraud

With high commissions to sellers and many limitations to buyers, variable rate annuities are sometimes at the center of what we call annuity fraud.  Annuity fraud takes many forms but it always causes problems to its victims.  Agents are required by law and strict regulations to deal fairly with those to whom they sell annuities, and failure to do so may amount to fraud.  Targets of such abuse may have legal recourse. Perhaps the most commonly perpetrated annuity fraud is simple misrepresentation, which involves a selling agent who materially misrepresents or fails to disclose key features about the annuity.  Those

National Prescription Drug Take-Back

Statistically speaking, seniors tend to receive a greater number of prescriptions than other groups of people.  And resultantly, many seniors have numerous prescription medications stored in their homes, some of which they may no longer need.  Unfortunately, this unique circumstance can make seniors prime targets for theft, as there is a growing demand for certain prescription medications in black markets. Of course, seniors can protect themselves from this type of activity by simply ridding their homes of unneeded or expired medications, particularly of the narcotic variety.  To help facilitate this, the Drug Enforcement Administration has partnered with Arizona law enforcement

Much of what we know about aging is discovered first in a laboratory, and then tested in clinical studies.  For instance, theories about Alzheimer’s disease that are embraced by the nation’s leading scientists were first developed in a laboratory setting.  Most experts agree that without excellent research and development, we would lag behind in the type of progressive thinking that is necessary to fully understand the aging process.  Further, without sound research and development, we would be at a loss when it comes to effectively coping with the many issues associated with aging. It is against this backdrop that some

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