Arizona Senior Law Blog

Fund Transfers Affect ALTCS Eligibility

Our latest Arizona Republic article in the weekly Aging and the Law column can be found below. Our column runs every Friday in select Arizona cities. Question: Two years ago, I gave about $70,000 to my son for a down payment on his home. Now, I am looking to apply for the Arizona Long Term Care System for my wife, but I understand ALTCS is not available to people who have given away money within the past five years. Is there any way my wife might qualify, despite the gift to my son? Answer: ALTCS looks back five years to

Dad’s Gross Income May be Too High

Our latest Arizona Republic article in the weekly Aging and the Law column can be found below. Our column runs every Friday in select Arizona cities. Question: My dad lives in a skilled nursing facility, and he has spent nearly all of his savings on his care. Three months ago, we applied for the Arizona Long Term Care System, believing that he satisfied the eligibility requirements. We reviewed his bank statements, which revealed that he had $700 in his account and $1,900 of monthly income depositing each month. To our shock, however, his application was denied because he has too

Benefits Due Same-Sex Spouses

Our latest Arizona Republic article in the weekly Aging and the Law column can be found below. Our column runs every Friday in select Arizona cities. Question: My partner and I were married in a state that allows same-sex marriage, and moved to Arizona shortly after our marriage. Both of us receive Social Security Retirement income, but my partner’s award is higher. Arizona did not allow same-sex marriages, at least until the recent federal Court of Appeals ruling. This being the case, will I be entitled to any of my partner’s Social Security award if she predeceases me? Answer: Last

Medicare Won’t Cover Long-Term Care

Our latest Arizona Republic article in the weekly Aging and the Law column can be found below. Our column runs every Friday in select Arizona cities. Question: My parents are both getting up there in age, and I am concerned that one or both might need to move to an assisted living community in the near future. My research revealed that this arrangement could cost them about $5,000 apiece per month. I have heard about Arizona Long Term Care System, but my parents have Medicare. Won’t Medicare cover this type of health care? Answer: Put succinctly, the unfortunate answer to

Some ALTCS Concerns Unfounded

Our latest Arizona Republic article in the weekly Aging and the Law column can be found below. Our column runs every Friday in select Arizona cities. Question: My wife is in need of long-term care, and we are contemplating applying for the Arizona Long Term Care System program. I have heard that ALTCS can somehow take the homes from applicants who are approved for benefits. Our home has been in a revocable living trust for many years, though, so it should be protected, right? Answer: Your house can be protected, but not because it is in a trust. To the

Financial, Medical Tests for ALTCS

Our latest Arizona Republic article in the weekly Aging and the Law column can be found below. Our column runs every Friday in select Arizona cities. Question: I have heard quite a bit about how difficult it is to qualify for the Arizona Long Term Care System. I understand that there are medical, as well as financial, requirements that must be satisfied in order to qualify. Which of the requirements is most difficult to satisfy? Answer: The answer to your question is that it depends on the facts of the situation. For a relatively wealthy individual in poor health, the

Father has Long-Term Care Options

Our latest Arizona Republic article in the weekly Aging and the Law column can be found below. Our column runs every Friday in select Arizona cities. Question: My father was recently admitted to a high acuity skilled nursing facility, where he might spend the rest of his days. The Arizona Long Term Care System might be an option, but I know it can take several months for ALTCS to process an application, and my dad can’t afford the care bills for this long. Is there any way to expedite the ALTCS process in emergency situations? Answer: Unfortunately, when dealing with

Timing of ALTCS Application Touchy

Our latest Arizona Republic article in the weekly Aging and the Law column can be found below. Our column runs every Friday in select Arizona cities. Question: My mother lives in an assisted-living facility that costs about $5,000 per month. I helped her apply for ALTCS, who after about four months, informed me that Mom has too many assets, and that I should reapply when she is “spent down” to no more than $2,000. If I wait until this occurs, we will not have funds to pay for her care during the four months that it takes the second application

Medical Eligibility is ALTCS Threshold

Our latest Arizona Republic article in the weekly Aging and the Law column can be found below. Our column runs every Friday in select Arizona cities. Question: My mother recently applied for Arizona Long Term Care System aid. She lives in an assisted living community, and she is in desperate need of financial assistance. To our dismay, however, ALTCS denied her application because she did not qualify medically. What should I do about this situation? Answer: It is important to understand that ALTCS is, in essence, an insurance provider, and as with any other insurance product, ALTCS provides coverage only

VA Funds Can Alter ALTCS Eligibility

Our latest Arizona Republic article in the weekly Aging and the Law column can be found below. Our column runs every Friday in select Arizona cities. Question: My father is on ALTCS and he has resided at an assisted-living facility for about two years. When he was admitted, a s ocial worker at the facility helped him apply for his veterans pension. After nearly two years, my father’s VA application finally was approved. This seems like a good thing, but he was awarded nearly $20,000 from the VA, and I am concerned that this will jeopardize his ALTCS eligibility. What

Do you need
our help?

Call us now for a consultation,
or have us call you by filling out the

form below.

(480) 464-1111
Full Name: Phone Number:
City: Email Address:
If you are inquiring on behalf of someone else, please provide their city. Call me about:
We will only use this contact information for a one-time consultation unless you request otherwise.