Question: Why do I need to even consider Arizona Long Term Care System when I have Medicare? After paying into the Medicare system for my entire career, shouldn’t Medicare cover my medical expenses? I don’t understand why I need to apply for ALTCS when I am already insured.
Question: My mother has lived in the same assisted living community for three years, and we both really like most everything about her accommodations. After three years of paying for care, however, mom is just about out of money, and we need to find some assistance to keep her where she is at. If mom applies for Arizona Long Term Care System will she have to move to a special ALTCS facility?
Question: My grandmother lives by herself and I think she is mismanaging her finances. For the most part, she’s still pretty sharp, but I don’t know that she can keep up with her monthly bills like she used to. I want to help her, but she is fiercely independent. How can I get power of attorney to help her?
Question: My mother has monthly income of about $1,400, about $1,800 in her checking account, and a small IRA with a balance of about $45,000. She needs long-term care, and I understand that Arizona Long Term Care System provides coverage to those with less than $2,000 of resources and less than $2,199 of monthly income. Will ALTCS count the IRA as part of my mom’s resources?